South Bay
General Agency | Health Insurance Services


Multiple Choices for Employees
One Easy Plan to Manage
A Different Approach to Small Business Health Insurance
Control your costs and provide your employees with the freedom to choose a plan that fits their needs. Multiple carriers and plan types all under one easy plan that manages everything for you.
Cost Control and Tax Savings
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One Single Monthly Bill: You get just one consolidated bill even if your staff picks different health insurance brands.
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Tax Savings: Premiums are tax deductible to the employer and paid with pre-tax dollars by the employee.
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Fixed Budgeting: You choose how much money you want to contribute to employee premiums.
More Choices for Employees
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Top Insurance Carriers: Employees can choose plans from known names like Kaiser Permanent, Anthem, United Healthcare, Sutter Health plan, Sharp Health Plan, and Sutter Health. Including Dental, Vision, Chiropractic, and Life Insurance.
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Four Metal Tiers: Plans come in Platinum, Gold, Silver, and Bronze levels. You can set your budget on one tier, but let employees pick from any tier that fits their lifestyle.
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Essential Benefits: Every plan covers essential health benefits, including doctor visits, hospital care, and prescription drugs.
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Out-of-State Coverage: Employees working remotely outside of California can still get coverage through nationwide networks.
Easy Administration
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Price Guarantee: Once you enroll, your health plan rates are locked in for a full 12 months.
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Simple Administration: Online tools and easy phone support, no waiting for answers.
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Year-Round Support: Your certified CalChoice Agent helps set up your account and remains your benefits point of contact; ensuring compliance with Federal and State regulations–so you can stay focused on running your business.